Stand-Up India Yojana:

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Stand-Up India Yojana: SC/ST aur Women Entrepreneurs ke liye ek Naya Mauka





Stand-Up India Yojana Bharat Sarkar ki ek important scheme hai jiska main aim hai SC (Scheduled Caste), ST (Scheduled Tribe), aur women entrepreneurs ko apna khud ka business shuru karne ke liye financial support dena.

Is yojana ki shuruaat 5 April 2016 ko ki gayi thi, taaki entrepreneurship ko har level par badhava diya ja sake.


Yojana ke Main Features:

  1. Loan Amount:

    • ₹10 lakh se ₹1 crore tak ka loan diya ja sakta hai.

    • Har bank branch se minimum 1 SC/ST aur 1 woman ko loan dena mandatory hai.

  2. Loan Type:

    • Composite loan hota hai, jisme term loan + working capital dono shamil hote hain.

  3. Interest Rate:

    • Interest market rate par based hota hai, lekin maximum MCLR + 3% ya base rate se jyada nahi hoga.

  4. Repayment Period:

    • Maximum 7 saal tak ka repayment time milta hai, aur initial 18 months tak ka moratorium bhi diya ja sakta hai.

  5. Collateral / Guarantee:

    • Kuch cases mein property ya security ki zarurat ho sakti hai. Par CGTMSE ke through guarantee cover bhi mil sakta hai.

Eligibility (Kaun Le Sakta Hai Yeh Loan?):

  1. Applicant SC/ST ya Woman honi chahiye.

  2. Age minimum 18 years honi chahiye.

  3. Business Greenfield hona chahiye – matlab naya startup ya business (manufacturing, trading, ya service sector).

  4. Agar firm/company hai to 51% ya usse zyada ownership SC/ST ya woman ke paas honi chahiye.


Apply Kaise Karein?

  1. Online apply karein: www.standupmitra.in

  2. Ya phir kisi bhi najdeeki bank branch mein jaakar direct form bhar sakte hain.

  3. SIDBI (Small Industries Development Bank of India) is scheme ka implementation karta hai.

Scheme ke Fayde:

  • Apna business shuru karne ka ek bada mauka.

  • SC/ST aur mahilaon ke liye financial freedom.

  • Government se direct support aur guidance.

  • Local employment bhi create hota hai.


Agar aap ek woman ya SC/ST community se belong karte hain aur apna khud ka business shuru karna chahte hain, to Stand-Up India Yojana aapke liye ek perfect option ho sakta hai. Bas sahi planning aur determination ke saath aap apna sapna poora kar sakte hain.


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