SIDBI Schemes – Small Business ke Liye Badi Madad
Agar aap ek small ya medium business chalate ho ya naye startup ki planning kar rahe ho,
toh SIDBI (Small Industries Development Bank of India) ke schemes aapke liye kaafi useful ho sakte hain.
Yahaan hum batayenge SIDBI ke popular schemes, eligibility, benefits aur kaise apply karein.
✅ SIDBI Kya Hai?
SIDBI ek government financial institution hai jo Msmes (Micro, Small & Medium Enterprises)
ko support karta hai through loan, funding, refinance aur development support.
Iska main goal hai small businesses ko grow karna aur unki financial needs ko fulfill karna.
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1. SMILE Scheme (SIDBI Make In India Soft Loan Fund for MSMEs)
Purpose: New startups ya expansion ke liye loan.
Features:
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Loan up to ₹10 crore
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Minimum interest rate: 8.25% per annum
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Repayment period: Up to 10 years
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Focus on "Make in India" sectors
Eligibility:
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New or existing MSMEs
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Priority to manufacturing sector
2.SIDBI Assistance to Facilitate Emergency Response Against Coronavirus (SAFE Scheme)
Purpose: COVID-19 ke time working capital provide karna.
Features:
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Emergency funding
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Fast approval process
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Repayment within 4 years
Eligibility:
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Existing SIDBI customers
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Affected by COVID-19 pandemic
3. TULIP Scheme (Thematic Loan for Upliftment of Poor)
Purpose: Low-income groups aur weaker section entrepreneurs ke liye.
Features:
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Easy loan with low interest rate
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Technical support included
Eligibility:
-
Small entrepreneurs from low-income backgrounds
4. Pragati Scheme
Purpose: Fast-track loan for MSMEs
Features:
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Loan approval in 48 hours
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₹5 lakh se ₹100 lakh tak loan
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No collateral up to ₹10 lakh
Eligibility:
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Existing MSMEs with good credit history
📝 Loan Apply Kaise Karein?
Online Application Steps:
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SIDBI ki official website par jaayein –
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"Apply for Loan" ya "Schemes" section mein jaake suitable scheme choose karein.
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Online form bhar ke documents upload karein.
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Application submit karein.
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